top of page



PLAN TO SCRAP UNIVERSAL STATE PENSION ‘DANGEROUS AND DEEPLY UNFAIR’
Later Life Ambitions (LLA) has criticised proposals from the Centre for a Better Britain to replace the universal State Pension, over time, with a means-tested safety net. The report says entitlements already accrued would be protected, while future retirees would become increasingly reliant on private investment accounts.

Later Life Ambitions
Sep 232 min read


Pensions Awareness Week: Retirement security cannot stop at the State Pension
Discussion about retirement security is often reduced to the annual State Pension increase. Pensions Awareness Week should prompt a broader question: what do people need to live securely and independently throughout later life?

Later Life Ambitions
Sep 152 min read


EXPECTED STATE PENSION RISE WELCOME, BUT OLDER PEOPLE NEED WIDER SUPPORT
Later Life Ambitions (LLA) has welcomed indications that the State Pension could rise by up to £488 next April, while warning that financial security in later life depends on more than the headline pension rate.

Later Life Ambitions
Sep 152 min read


LLA responds to the British Chambers of Commerce’s Budget Submission
Responding to calls from the British Chambers of Commerce (BCC) to scrap the pension triple lock and redirect the savings towards measures to boost youth employment...

Later Life Ambitions
Sep 71 min read


LLA welcomes Age UK’s Digital Done Right report
Later Life Ambitions (LLA) has welcomed Age UK’s new Digital Done Right report, which finds that only 15% of over-65s in England are fully digitally included. A further 25% are partially digitally excluded, while 13% – equivalent to 1.4 million people – do not go online at all. The report’s call to protect face-to-face banking reflects LLA’s recent work with the Athena Foundation and the APPG for Fair Banking. Through a parliamentary roundtable and wider engagement, LLA has

Later Life Ambitions
Sep 41 min read


Tax reform must address inequality, not divide generations, say campaigners
Later Life Ambitions (LLA) has welcomed the Institute for Public Policy Research’s (IPPR) new report, Taxing Times: Policies, Politics, and Principles, as a contribution to the debate about how Britain prepares for an ageing society, while warning against treating older people as a single wealthy group.

Later Life Ambitions
Aug 262 min read


UK Finance Report highlights continued importance of cash, says Later Life Ambitions
New figures showing the continued importance of cash have highlighted the need to protect access to face-to-face banking services and ATMs.

Later Life Ambitions
Aug 192 min read


Free bus travel must be matched by reliable services, says Later Life Ambitions
Later Life Ambitions (LLA) has welcomed the Government’s announcement that time restrictions on bus passes for people with disabilities in England will be removed from April 2027, allowing eligible passengers to travel for free at any time of day.

Later Life Ambitions
Aug 181 min read


LLA welcomes Centre for Ageing Better report on supporting disabled older workers
Later Life Ambitions (LLA) welcomes the Centre for Ageing Better’s new report, Making Workplaces Work for Everyone: Closing the Gap Between Ambition and Action for Disabled Older Workers. It finds that too many employers recognise the importance of inclusive practices without putting them into effect.

Later Life Ambitions
Jul 311 min read


CARE CANNOT WAIT: LATER LIFE AMBITIONS WELCOMES ACCELERATED CASEY COMMISSION BUT URGES SWIFT ACTION
Later Life Ambitions (LLA) welcomes today’s announcement that the Casey Commission will be brought forward, alongside a greater focus on reforming the social care workforce.

Later Life Ambitions
Jul 302 min read


LLA welcomes Independent Age report on pensioner entitlement take-up
Later Life Ambitions has welcomed Independent Age’s new report, The Only Way is Up, which examines how improving take-up of financial entitlements could reduce pensioner poverty and pressure on health and social care services.

Later Life Ambitions
Jul 162 min read


LLA welcomes Independent Age report on Council Tax Reduction
Later Life Ambitions welcomes Independent Age’s new report, Missing out on millions, which highlights the scale of Council Tax Reduction going unclaimed by older people on low incomes.

Later Life Ambitions
Jun 171 min read


SCRAPPING TRIPLE LOCK RISKS PENSIONER POVERTY, WARN CAMPAIGNERS
Later Life Ambitions (LLA) has warned that scrapping the State Pension triple lock would risk pushing more older people into hardship unless a credible replacement is put in place to protect pensioners from falling behind on the cost of living.

Later Life Ambitions
Jun 102 min read


Parliament to debate a new tax code for state pensioners
In advance of the Westminster Hall debate on the State Pension tax threshold, Alan Lees, Chief Executive of the National Association of Retired Police Officers and a spokesperson for Later Life Ambitions (LLA), said:
“The growing number of pensioners being dragged into paying income tax is a direct consequence of frozen tax thresholds and rising living costs.

Later Life Ambitions
Jun 82 min read


GOVERNMENT RIGHT TO RETHINK FACE-TO-FACE BANKING, SAY CAMPAIGNERS
LONDON, 14 MAY 2026 – Later Life Ambitions (LLA) has welcomed the Government’s decision to review access to face-to-face banking services. The group has long warned that bank branch closures and the rapid shift to digital services are leaving too many older people without practical access to essential financial support. The review, commissioned by HM Treasury, will examine the impact of branch closures and whether further action is needed to protect access to in-person bank

Later Life Ambitions
May 142 min read


SCRAPPING TRIPLE LOCK WITHOUT SAFEGUARDS RISKS PENSIONER POVERTY
Later Life Ambitions (LLA) has warned that any future reform of the State Pension must protect older people from poverty, following calls from Sir Tony Blair to scrap the State Pension triple lock.

Later Life Ambitions
May 11 min read


When ‘Gold-Plated’ Doesn’t Match Reality
Sally Tsoukaris, General Secretary of Later Life Ambitions partner the Civil Service Pensioners’ Alliance (CSPA), wrote this letter to the editor of The Telegraph in response to its coverage of public sector pensions. The letter was not published, but the questions it raises remain important.

Later Life Ambitions
Apr 12 min read


Britain Sleepwalking into Financial Exclusion as Bank Branches Disappear
The UK’s banking system is currently undergoing mass transition. Amidst this, the question of financial exclusion looms large. Despite assurances to the contrary, the accelerated disappearance of banks off the high street has left many older people further isolated from Britain’s economy than ever before.

Later Life Ambitions
Mar 204 min read


WASPI WOMEN DENIED JUSTICE AGAIN AS COMPENSATION RULED OUT
Later Life Ambitions (LLA) has condemned the Government’s decision to once again rule out compensation for women affected by changes to the State Pension age, despite clear findings of maladministration by the Parliamentary and Health Service Ombudsman (PHSO).

Later Life Ambitions
Jan 292 min read


WASPI RECONSIDERATION AN “OVERDUE OLIVE BRANCH”
LONDON, 12 NOVEMBER 2025 State Pension campaigners have welcomed the Government’s decision to review compensation for women affected by State Pension age changes, calling it “a long overdue but important olive branch.”

Later Life Ambitions
Nov 13, 20252 min read
bottom of page